Punteggio
Australia
|
Più di 20 anni
| https://www.commbank.com.au/
Sito ufficiale
Indice di valutazione
Influenza
AAA
Indice di influenza NO.1
Australia 9.83
LicenzeEnte autorizzato：Commonwealth Bank of Australia
Licenza di regolamentazione n.：234945
Single core
1G
40G
1M*ADSL
Australia
WikiResearch Australia
commbank.com.au Stati Uniti Australia
VIP non è attivato.
Informazioni generali
IL Commonwealth Bank of Australia (cba), o CommBank , è una banca multinazionale australiana con attività in Nuova Zelanda, Asia, Stati Uniti e Regno Unito. fornisce una varietà di servizi finanziari tra cui servizi bancari al dettaglio, aziendali e istituzionali, gestione di fondi, fondi pensione, assicurazioni, servizi di investimento e intermediazione. la banca del Commonwealth è la più grande società australiana quotata alla borsa valori australiana ad agosto 2015 con marchi tra cui Bankwest, Colonial First State Investments, Asb Bank (Nuova Zelanda), Commonwealth Securities (Commsec) e Commonwealth Insurance (Comminsure).
Le sue ex parti costitutive erano la Commonwealth Trading Bank of Australia, la Commonwealth Savings Bank of Australia e la Commonwealth Development Bank.
Fondata nel 1911 dal governo australiano e completamente privatizzata nel 1996, la Commonwealth Bank è una delle “quattro grandi” banche australiane, insieme alla National Australia Bank (NAB), ANZ e Westpac. La banca è stata quotata alla Borsa australiana nel 1991.
Struttura bancaria
Servizi bancari al dettaglio
Questa divisione fornisce servizi finanziari a clienti privati e piccole imprese.
Servizio aziendale premium
Premium Business Services è stata formalmente suddivisa in due dipartimenti nel 2009, Institutional Banking & Markets (IB&M) e Business & Private Banking (B&PB). IB&M comprende aree della banca che forniscono servizi a Clienti Istituzionali e Mercati Globali. B&PB comprende aree della banca che erogano servizi alla clientela Business e alla clientela Private Banking.
Gestione patrimoniale
Wealth Management riunisce la piattaforma di gestione dei fondi di Gruppo, i fondi master, la pensione, il supporto alle imprese di consulenza assicurativa e finanziaria. Colonial First State, Colonial First State Global Asset Management e CommInsure fanno tutti parte di Wealth Management. A CBA è stata concessa un'autorità MySuper, che le consente di continuare a ricevere il contributo pensionistico predefinito dal 1° gennaio 2014.
prodotti e servizi
La Commonwealth Bank è la più grande banca al dettaglio d'Australia e offre ai clienti una gamma di prodotti e servizi, inclusi prestiti, carte di credito, transazioni e conti di risparmio. Ha la più grande rete di filiali e bancomat.
NetBank
La Commonwealth Bank offre servizi bancari online tramite NetBank. NetBank consente ai clienti di trasferire fondi, gestire conti, accedere ad attività e passività e anche gestire risparmi e obiettivi di risparmio.[64] NetBank è offerto anche con un'app mobile disponibile per iOS e Android.
Albero
Beem It è un'applicazione mobile di pagamento istantaneo scaricabile gratuitamente di proprietà di Commonwealth Bank, NAB e Westpac successivamente venduta a Eftpos Australia. Offre un servizio di trasferimento di pagamento istantaneo tra gli utenti registrati dell'app indipendentemente dalla banca con cui si trovano. Le caratteristiche principali dell'app includono opzioni per pagare, trasferire, richiedere e dividere denaro.[65]
In my experience as a trader, choosing CommBank comes with specific advantages and disadvantages that are important to weigh, especially if you prioritize safety and well-established institutions. The most significant advantage for me has always been regulation and stability. CommBank is one of Australia’s largest banks, operating since 1911 and regulated strictly by ASIC and APRA. This means my funds feel protected by the country’s robust financial oversight and the Australian Financial Claims Scheme, which is not always the case with smaller brokers. Their digital platforms, like the CommBank app and CommSec, are mature and user-friendly, making day-to-day management of investments straightforward. The ability to trade more than 2,000 ASX-listed stocks and a select set of ETFs is enough for many local investors. The process for things like bank transfers, salary deposits, and accessing funds via an ATM, has always felt seamless and dependable to me, even for business transactions. However, the downsides are quite clear and have shaped my trading decisions. CommBank’s offerings are limited almost exclusively to Australian securities. If you, like me, want to access a broader suite of global forex or international markets, you'll soon find these options lacking. Fee structures can also be more complex than many specialist forex brokers, and their foreign exchange fees, cross-border transfer charges, and trading commissions can add up quickly. It’s also worth noting that support for forex trading specifically is minimal, which might be a dealbreaker if that’s your main focus. In summary, I see CommBank best suited for those seeking regulatory security, stability, and simplicity in managing Australian assets—not for advanced traders seeking diverse global markets or low-cost forex execution.
In my experience as an independent trader, trustworthiness is the cornerstone when dealing with any financial institution, particularly one that could be handling significant investments or trading operations. With CommBank, what stands out for me first is its extremely long track record—over a century in operation and registration in Australia, which provides a real sense of institutional stability. CommBank is strictly regulated by both APRA and ASIC, under license 234945, and is listed on several major exchanges, making it transparent and accountable in ways I value highly. This established oversight is a reassurance that deposits and client assets are subject to robust protections, which is a crucial safeguard for any trader. From a security perspective, I appreciate features like the self-developed platforms and strong digital tools. Having used both the CommBank app and NetBank, I find their interfaces reliable for managing day-to-day finances, though I do notice the product range is quite focused on Australian markets, which may limit options for those seeking a more global trading approach. User reviews mostly echo my own observations regarding professionalism and efficient client support. Positive experiences, especially those describing prompt action when resolving errors, bolster my confidence in their customer service standards. Still, I have seen some concerning reports of frozen funds and requests for additional payments to release money. While it’s impossible to verify the specifics of every complaint, these accounts do remind me to remain vigilant—always confirm processes directly with the bank and be cautious if anything seems irregular. Overall, I assess CommBank as highly trustworthy, particularly for traditional banking and regulated investment activities in Australia. I still prefer to exercise caution—closely reviewing terms, fee structures, and staying alert for any transactional discrepancies. For my needs, CommBank’s regulatory backing and consistent service inspire confidence, but, as with any institution, I believe careful engagement is key for financial security.
From my personal experience as a trader who values both stability and regulatory oversight, there are three notable benefits I have encountered with CommBank. First, the bank’s regulatory backbone stands out. As one of Australia’s “Big Four” banks, CommBank is licensed by ASIC and is part of the Australian Financial Claims Scheme, which leaves me feeling much more confident about the security of my deposits and the overall integrity of their services. I believe this level of regulation is critical, especially given the rising number of unregulated brokers in the industry. Second, I have found CommBank’s digital tools and platforms to be consistently reliable and user-friendly. The CommBank app and NetBank web platform allow me to manage accounts, transfer funds, and monitor my investments smoothly from anywhere—vital for those of us who require fast, clear access when markets move. For investment purposes, their integration with CommSec and additional services, such as ETF trading with minimums as low as $50, offer flexibility without overcomplicating the process. Finally, their suite of diversified financial services means I can manage not just trading, but daily banking, loans, insurance, and retirement accounts in one place. For me, this means reduced hassle and fewer third parties involved in my financial affairs, with the added benefit of occasional loyalty rewards and customer incentives. However, I always recommend carefully reviewing their product fee structures, as costs can add up, and considering if their primarily Australian market focus fits your individual needs. Overall, CommBank’s blend of robust regulation, strong digital tools, and broad service coverage has provided me with a sense of stability in my trading and personal finances.
Based on my experience and research, CommBank primarily offers its own proprietary platforms, including the CommBank app, NetBank (their web platform), and CommSec for investment activities, especially share trading. These platforms are developed and maintained by CommBank, focusing on providing a secure and integrated banking and investment experience for Australian clients. When I explored their offering, I found their digital tools to be advanced and user-friendly for account management, payments, savings, and trading Australian equities or ETFs. However, as someone who trades forex and is accustomed to platforms like MT4, MT5, or cTrader for their advanced charting, automation, and broad asset coverage, I noticed that CommBank does not directly offer MT4, MT5, or cTrader for retail trading. Their CommSec service is tailored to domestic equities and ETFs rather than global forex or CFD trading. This distinction matters, as these popular third-party platforms are typically favored by traders seeking advanced technical tools and global market access, attributes not present in CommBank’s suite. For me, this means CommBank may suit those prioritizing local regulation, security, and an all-in-one banking-investment relationship, but it is not well-suited for dedicated forex trading with MT4, MT5, or cTrader. Careful consideration is vital before selecting CommBank if advanced multi-asset or algorithmic trading is essential to your strategy.
inserisci...
TOP 
Chrome
Estensione Chrome
Inchiesta sulla regolamentazione del broker Forex globale
Sfoglia i siti Web dei broker forex e identifica accuratamente i broker legittimi e fraudolenti
Installa ora
