Abstract：Interactive Brokers will soon allow retail investors to fund brokerage accounts with stablecoins, offering faster, on-chain transfers for U.S. clients.
Interactive Brokers to Launch Stablecoin Funding for Retail Traders
Interactive Brokers is set to let retail clients fund brokerage accounts with stablecoins, marking a major step in integrating crypto payments with traditional trading. The new feature, first reported by Bloomberg, will roll out gradually, starting with a select group of U.S. investors.
A company spokesperson confirmed the initiative in a statement, following Chairman Thomas Peterffys remarks at a Goldman Sachs conference earlier this week. The move positions Interactive Brokers among major financial firms testing blockchain-based payment channels as the line between crypto and conventional finance continues to blur.
The brokerage already offers trading in cryptocurrencies alongside stocks, options, and futures. By adding stablecoin deposits, it now extends crypto functionality to the funding layer — an area where traditional banking transfers often slow down traders. Using digital tokens can cut settlement times from days to minutes, giving investors faster access to trading balances.
Competition among retail brokerages has intensified in recent years as platforms like Robinhood and Charles Schwab roll out mobile-first features and integrate crypto offerings. Instant deposits and round-the-clock service have become key differentiators for traders seeking both speed and flexibility.
Stablecoin transfers, which operate 24/7 and settle almost instantly, address these demands directly. The capability is targeted at clients who already hold funds in digital wallets and prefer bypassing banks for faster, low-cost deposits. Analysts say the move could draw a new wave of crypto-savvy investors who expect seamless account funding.
Interactive Brokers adoption of stablecoins fits a broader financial trend. Across the industry, institutions are testing blockchain rails for settlements, cross-border transfers, and client payments. Dollar-linked tokens like USDC have gained traction for their stability and utility as digital equivalents of cash.
Earlier this year, the company also participated in projects bridging traditional finance and crypto markets. It backed a $104 million funding round for ZeroHash, a crypto infrastructure provider that supports settlement for fintech and trading platforms. The investment underscored Interactive Brokers confidence in blockchain-based financial infrastructure.
Chairman Peterffy previously signaled that the firm was exploring multiple stablecoin projects, including the possibility of launching its own token. Fridays update suggests the idea is moving forward, beginning with established tokens like USDC for initial testing.
Interactive Brokers has not yet specified which stablecoins will be supported at launch, but industry expectations center on USDC due to its widespread use in brokerage and payments pilots. U.S. clients will be the first to access the feature, with a broader rollout likely to follow.
For retail traders, stablecoin deposits mean a faster, frictionless alternative to ACH and wire transfers. For Interactive Brokers, it strengthens the platforms competitive edge as digital assets become central to the modern trading experience.
